Mortgage Market Watch

Benchmark guide

Watch the benchmarks. Keep the project moving.

This market-watch guide names the mortgage and capital-market benchmarks that can shape a financing conversation. It does not show real-time quotes, rates, or lending advice.

30-Year Fixed15-Year FixedFHA 30-YearJumbo 30-Year10-Year TreasurySOFR

For current rate information, visit Optimal Blue's OBMMI™ market data(opens in a new tab).

Financing and real estate resources

Make the property decision before the construction decision.

Financing, a purchase or sale timeline, and a renovation scope can affect each other. This page is a practical starting point for meeting the people who can address their part of the decision.

Request a Project Fit Call

Lending resources

Bring the funding conversation into focus.

Use these independent lender resources to compare conventional, home lending, investment, and private lending options. They are not a lending panel or a recommendation.

FlipSide Builds does not provide lending, rate, tax, legal, or financial advice, and no lender can promise an approval outcome through this page.

For an investment property that does not fit a conventional mortgage, compare providers based on the project. Kiavi offers technology-enabled investment lending, while Groundfloor Lending offers private lending for qualifying renovation and investment scenarios. Each provider reviews its own applications, underwriting, and available terms.

Premier lending partner

Lending

Luke McCrae · West Capital Lending

Luke McCrae

Luke takes a one-to-one approach to the mortgage conversation. Based in Orange County, he is a mortgage loan originator and California Realtor with access to more than 175 lenders.

Program focus

Purchase, refinance, home-equity, investment-property, and specialty / Non-QM program pages, including conventional, jumbo, FHA, VA, HELOC, DSCR, bridge, and bank-statement options.

May be useful for

An owner or buyer who wants to discuss a property plan with a single point of contact and explore which documented loan paths may apply.

Visit Luke McCrae / West Capital

Additional lending resource

Micky Sood

The Lending Mamba

Micky works with first-time homebuyers and people whose situation needs a more tailored look at the property, documents, income, assets, and program requirements. His team handles purchase and refinance conversations step by step, from pre-approval and document upload through personalized loan review and closing.

May be useful for

Someone who wants a consultative, conversation-led starting point for a purchase or refinance question, including first-time buyer or nonstandard-situation questions. This is not a promise of a standalone smaller-loan or a-la-carte program; qualification and available options require lender review.

Visit The Lending Mamba

Home-lending resource

Chase Home Loans

Chase is a place to start when you want home-purchase, refinance, or home-equity information in one place, along with current-rate pages, learning resources, and a way to connect with a Home Lending Advisor.

May be useful for

A homeowner or buyer who prefers to begin with a national bank's mortgage information and connect with an advisor through its official channel.

Visit Chase Home Loans

Additional lending option

Kiavi

Technology-enabled real estate investment lending

Kiavi offers property-focused financing for real estate investors comparing fix-and-flip, bridge, rental, infill and new construction, or larger and jumbo project paths. It can be a useful direct conversation when a project needs a different starting point than a conventional mortgage.

May be useful for

An investor or project owner who wants to explore whether a property-focused lending conversation fits the plan. Available options, terms, and qualification are determined by Kiavi.

Visit Kiavi

Outside-the-box lending option

Private lending

Groundfloor Lending

Nontraditional private real estate lending

Groundfloor offers private lending for qualifying real estate investment projects, including fix-and-flip, renovation with staged draws, new construction, bridge, and DSCR rental scenarios. It is an alternative to a conventional bank mortgage.

May be useful for

An investor or project owner comparing private lending with other options. Financing, draw access, timing, and terms are subject to Groundfloor's lender review and underwriting.

Explore Groundfloor Lending

Project Fit Call

Get the project questions in the right order.

Start with the property, desired scope, timing, and decision points. FlipSide Builds can help connect the renovation plan with financing readiness and the right professional conversation. We do not act as a lender, advisor, or agent.

Request your Fit Call

External resource links open the listed provider's official website in a new tab. FlipSide Builds shares these resources for context and connection; each provider is responsible for its own information and services.