Financing & real-estate resources

Make the property decision before the construction decision.

Financing, a purchase or sale timeline, and a renovation scope can affect each other. This page is a practical starting point for meeting the people who can address their part of the decision.

Request a Project Fit Call

Lending resources

Bring the funding conversation into focus.

These are independent resources, not a lending panel or a recommendation. The links below take you straight to each provider so you can see whether a direct conversation makes sense for your circumstances.

Upside Builds does not provide lending, rate, tax, legal, or financial advice, and no lender can promise an approval outcome through this page.

Premier lending partner

Lending

Luke McCrae · West Capital Lending

Luke McCrae

Luke takes a one-to-one approach to the mortgage conversation. Based in Orange County, he is a mortgage loan originator and California Realtor with access to more than 175 lenders.

Program focus

Purchase, refinance, home-equity, investment-property, and specialty / Non-QM program pages, including conventional, jumbo, FHA, VA, HELOC, DSCR, bridge, and bank-statement options.

May be useful for

An owner or buyer who wants to discuss a property plan with a single point of contact and explore which documented loan paths may apply.

Visit Luke McCrae / West Capital

Additional lending resource

Micky Sood

The Lending Mamba

Micky works with first-time homebuyers and people whose situation needs a more tailored look at the property, documents, income, assets, and program requirements. His team handles purchase and refinance conversations step by step, from pre-approval and document upload through personalized loan review and closing.

May be useful for

Someone who wants a consultative, conversation-led starting point for a purchase or refinance question, including first-time buyer or nonstandard-situation questions. This is not a promise of a standalone smaller-loan or a-la-carte program; qualification and available options require lender review.

Visit The Lending Mamba

Home-lending resource

Chase Home Loans

Chase is a place to start when you want home-purchase, refinance, or home-equity information in one place, along with current-rate pages, learning resources, and a way to connect with a Home Lending Advisor.

May be useful for

A homeowner or buyer who prefers to begin with a national bank's mortgage information and connect with an advisor through its official channel.

Visit Chase Home Loans

Real-estate resources

Put the property strategy in the room early.

A renovation can support a purchase, a future sale, or a longer hold. These professionals can address the market and transaction side while Upside Builds helps clarify the physical scope and sequence.

Local real-estate resource

Evangelina Wolfley

Agent & team lead · Snyder Wolfley Group at The Agency

Evangelina has been in real estate since 1996, representing buyers, sellers, investors, and financial institutions across residential and commercial transactions. She is an Agent and Team Lead with the Snyder Wolfley Group.

Through The Agency's global boutique network, she can bring a connected approach to property search, marketing, and referrals. Their collaborative resources and technology tools are a helpful fit when a local move has a wider reach.

May be useful for

A Long Beach-area owner, buyer, seller, or investor who wants to discuss how a property's market and transaction context should inform the next move.

Visit Evangelina at The Agency Visit The Agency on Instagram

Additional local real-estate resource

Shannon Paul, Realtor®

Equity Union Real Estate

Shannon works with Southern California buyers, sellers, and investors across single-family homes, condominiums, income properties, commercial listings, and land. She is a good local resource whether you are buying for the first time, selling an established home, or weighing an investment.

May be useful for

A buyer, seller, or investor seeking a real-estate conversation across several Southern California property types before defining renovation priorities.

Visit Shannon Paul's website

Project Fit Call

Get the project questions in the right order.

Start with the property, desired scope, timing, and decision points. Upside Builds can help connect the renovation plan with financing readiness and the right professional conversation—without acting as a lender, advisor, or agent.

Request your Fit Call

External resource links open the listed provider's official website in a new tab. Upside Builds shares these resources for context and connection; each provider is responsible for its own information and services.